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Broadform insurance Next is the endowment insurance that is considered to be the most famous of all life insurances. In this type of policy, the policyholder's family will get insured amount when the policy holder dies within the term of the policy. Broadform insurance Based on your 'health history' and your immediate paramedical exam, the carriers underwriting department will put you into a table rating with 'preferred plus' being the best rate class you can get. Broadform insurance This information will help you to better understand life insurance, and how you should go about finding that insurance. In the end, you need to do as much research as possible about each life insurance plan and company to make sure that you are getting the right life insurance plan for you and your family.